Aritmos Credit Section
/ ERP software for the management of credit sections in cooperatives

The business solution for managing banking with the financial entity of a cooperative

Aritmos offers IT applications for the banking management of cooperative credit sections. The solutions encompass the specific treatment of different types of accounts: savings accounts, current accounts, lines of credit, term deposits, etc.

These solutions can be connected to specialised printers, which increases efficiency at teller windows as all of the necessary documents can be printed directly: checks, receipts, contracts, booklets, etc., preventing any transcription errors.

These software tools are comprehensive, specialised tools for the management of credit sections. They are the result of the wide range of experience we have acquired through a large number of customer installations.

In addition to the software itself, Aritmos solutions for credit sections also include operational implementation of the system, training for new users, and ongoing support by means of an efficient remote maintenance service.

Features

General parameters

Configuration: branches, cashiers
Printers: banking, general
Definable items
Value table: % interest, % income tax, commissions, etc.
Incident report

Transaction management

Transaction type: teller, form, automatic
Bank transaction importing (Spanish Banking Council, standard 43)
Cancellation of term deposits
Printing: booklets, checks, receipts, etc.
Daily records: cashiers, transactions
Accounting integration

Loan management

Calculation mode: simulated, real
Types of loan: fixed rate, periodic amortisation, advance interest, amortisation due
Loan concession: generation of statement
Processes: advance amortisation, interest rate change
Invoice collection: issued, unpaid

Account management

Types of account: savings accounts, current accounts, term deposits, loans, lines of credit, draft discounting
Third-party type: owner, co-owner, representative, etc.

Special features: notices, blocks, cards, etc.
External account connection
Interest rate change

Interest calculation

Simulated and real calculation modes
Calculation type: by section, average balance
Transaction generation
Interest and retention certificates
Generation of official forms 193/196

Draft management

Draft type: bill, check, promissory note, etc.
Draft remittance entry
Interest remittance
Draft discounting

Would you like to have details on these solutions?

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A computer solution constructed on a sound technology platform

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Aritmos Credit Section / ERP software for the management of credit sections in cooperatives